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Rates
Loans Savings Certificates Fees
Effective as of: 11/14/2024
| Personal Loans | |||
| TERM | APR* | ||
| 0-48 months | 12.99% | ||
| 49-72 months | 13.99% | ||
| 73-84 months | 14.99% | ||
| **Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58** | |||
| Passbook Loans | |||
| TERM | APR* | ||
| 0-60 months | 3.75% above share rate | ||
| Car and Motorcycle Loans | |||
| MODEL YEAR | APR* - Term up to 72 months | Term up to 84 months | |
| 2025 SPECIAL | Up to 60 months only | 5.99% APR Up to 60 Months | |
| 2024 and 2025 | 6.99% | 7.15% | |
| 2021 to 2023 | 7.55% | 7.70% | |
| 2018 to 2020 | 8.10% | 8.30% | |
| 2017 and older | Up to 72 months only | 8.85% | not available |
| Boats and Campers | |||
| TERM | APR* | ||
| 0-60 months | 8.50% | ||
| 61-120 months | 9.50% | 95% Purchase Price | |
| Finance up to 95% purchase price on Boats and Campers | |||
| Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over) | |||
| Home Equity Line of Credit - Temporarily Suspended | |||
| TERM | APR* | ||
| Max Cap on Loans designated by MGL Chapter 171, S58 | |||
| *APR=Annual Percentage Rate | |||
