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Rates
Loans Savings Certificates Fees
Effective as of: 1/15/2025
| Personal Loans | |||
| TERM | APR* | ||
| 0-48 months | 11.25% | ||
| 49-72 months | 12.75% | ||
| 73-84 months | 13.75% | ||
| **Unsecured loan cap: $15,000.00 own signature - Up to $20,000 with co-signer - designated by MGL Chapter 171, S58** | |||
| Passbook Loans | |||
| TERM | APR* | ||
| 0-60 months | 3.75% above share rate | ||
| Car and Motorcycle Loans | |||
| MODEL YEAR | APR* - Term up to 72 months | Term up to 84 months | |
| 2025 SPECIAL | Up to 60 months only | 5.50% APR Up to 60 Months | |
| 2024 and 2025 | 6.10% | 6.35% | |
| 2020 to 2023 | 6.65% | 6.90% | |
| 2017 to 2019 | 7.20% | 7.45% | |
| 2016 and older | Up to 72 months only | 9.05% | not available |
| Boats and Campers | |||
| TERM | APR* | ||
| 0-60 months | 9.85% | ||
| 61-120 months | 10.65% | 95% Purchase Price | |
| Finance up to 95% purchase price on Boats and Campers | |||
| Include Trailer, if needed. All vehicles must be Titled. (Boats 14 ft and over) | |||
| Home Equity Line of Credit - Temporarily Suspended | |||
| TERM | APR* | ||
| Max Cap on Loans designated by MGL Chapter 171, S58 | |||
| *APR=Annual Percentage Rate | |||
